No Banks.
No Borders.
Just Better Money.

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Hold euros or dollars. Earn yield while you sleep. Spend globally. Fully under your control. All built on regulated Stablecoins.

Your money deserves more than a pretty app. Neo-banks still trap you in slow rails, blocked accounts, and zero yield. Slate gives you speed, growth, and control. Money that finally works for you.

Create an Account

a new kind of finance

Earn Up to 10% APY, Tax‑Optimized

Investments on Slate's Earnings Account held for over a year can be tax‑freein Germany, while other countries may treat them as long‑term cap gains.

Your Money, Always

Only you can access, move, or authorize anything in your account. Funds on Slate are yours to own.

Pay & Spend Globally

Pay or receive funds in seconds with fully regulated stablecoins just like cash. Open a EUR or USD virtual account and access funds anywhere.

LikeNormalBank,ButBetter.

Get paid and earn up to 10%

Your salary grows instantly with Slate Earnings.

Near instant global transfers

Transfer EUR or USD stablecoins anywhere.

Spend and exchange easily

Spend with your Slate Card in +170 countries.

Smarter money habits

AI helps you save and grow, no sheets.

Slate WorksWherever You Do

Onur, A.

Onur, A.

Berlin, Germany

Product Manager

“I discovered Slate at an event and was impressed by how effortless it feels, knowing my money is actually mine. The self-custodial setup gave me peace of mind I never had with my bank.”

Florence, P.

Florence, P.

Berlin, Germany

Freelance Analyst from England

“I get paid from clients all over the world, and banks always make that super complicated. With Slate, I can receive stablecoins and grow them in euros. It’s fast, fair, and gives me full control.”

Gabriela, R.

Gabriela, R.

Lisbon, Portugal

Product Designer from Colombia

“I was looking for alternative ways to manage and grow my savings under one currency. Slate made it easy. The Earnings Account feels effortless, and I always know where my money is.”

Samuel, M.

Samuel, M.

Bs Aires, Argentina

Software Engineer

“I joined to protect my income from inflation in a stable way. Now I can hold USD, earn yield, and still move money easily. For people here, that kind of stability and control changes everything.”

Share Slate, Earn Together

Invite your friends to join Slate and get rewarded when they do.

Open Account

Built for Safety,Designed for You

Slate lifestyle photography

Self-custody

Only you control your assets. Slate never holds your funds, so there’s no risk of frozen accounts.

Passkey Login

Log in with Face ID or biometrics. It’s passwordless, phishing-resistant, and way more secure.

Social recovery

Lost your phone? Regain access through email or trusted contacts. No seed phrases, no panic.

See How Your Money Could Grow

Enter your starting amount, monthly contributions, time frame, and APY to see your projected growth.

Try the Earnings Calculator

Ditch TheBankOwnYour Money

Switch to Slate and unlock yield, freedom, and full ownership of your money.

Download the App